As Winston & Strawn has detailed in earlier articles and alerts, the Trump administration has prioritized addressing “politicized or unlawful debanking” (i.e., when financial institutions close or refuse to open customer accounts based on a customer’s political affiliation, religion, or involvement in legal but politically disfavored industries), using executive orders, agency bulletins, and internal investigative probes to tackle the subject. The administration’s actions are starting to produce measurable results.

The Reg E Reader features insights from Winston & Strawn’s multidisciplinary Consumer Financial Services Group on legal and enforcement developments related to Regulation E. The blog provides guidance and best practices for those who must remain compliant with the complex, evolving requirements of the regulation. In this blog post, Caitlin Mandel, Arman Aboutorabi, and Sydney Alexandra Rose provide a year-end review on the status of the CFPB, highlighting recent news, rulemaking activities, and hints toward the agency's future heading into 2026.